As a real estate agent or investor, you know the importance of finding the best deals for your clients. But what about getting the best deals for yourself? That's where credit cards come in. By using the right credit card, you can earn bonus points on advertising, gas, and other business expenses, helping you maximize your rewards and save more money.
Best Real Estate Business Credit Cards for Agents
If you're looking for the top credit cards for real estate agents, we've got you covered. Here are three options that offer excellent rewards on different expenses:
Ink Business Preferred Credit Card
The Ink Business Preferred® Credit Card is a top-notch choice for real estate brokers. With this card, you can earn 3 points per $1 on the first $150,000 in combined spending for travel, shipping, internet, cable, phone services, and advertising on social media and search engines. All other purchases earn 1 point per $1 spent.
One of the biggest perks of this card is the generous welcome bonus. New cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That's $1,000 cashback or $1,250 toward travel when redeemed through Chase Travel.
Ink Business Cash Credit Card
Another great option is the Ink Business Cash® Credit Card. This card offers tiered purchase rewards, with 5% back on the first $25,000 combined spending at office supply stores and internet, phone, and cable providers, and 2% back on the first $25,000 combined spending at gas stations and restaurants. All other purchases earn 1% back.
With no annual fee, this card is a cost-effective choice for real estate agents. New cardholders can earn a $750 bonus cashback after spending $6,000 on purchases in the first 3 months from account opening.
American Express Business Gold Card
For real estate agents with a focus on advertising and gas station purchases, the American Express® Business Gold Card is an excellent option. With this card, you can earn 4 Membership Rewards points on the first $150,000 in combined annual spending for select categories, including U.S. purchases at electronic goods retailers, software and cloud system providers, transit purchases, U.S. media providers, gas stations, and restaurants.
New cardholders can earn 70,000 points after spending $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. The card also offers access to a Pay Over Time Option and comes with additional user cards for your real estate team.
Choosing Your Best Credit Card
When deciding on the best credit card for your real estate business, consider your spending habits and priorities. If you want to earn bonus points on advertising, the American Express Business Gold Card or the Chase Ink Business Preferred are great choices. For a no annual fee option, the Ink Business Cash Credit Card is a solid contender.
Remember, responsible credit card use is essential. Keep your credit utilization ratio low, maintain a high credit score, and pay your balance in full each month. By following these tips and using the right credit card, you can maximize your rewards and take your real estate business to new heights.
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